From digital credit applications and right-sized credit limits to credit risk monitoring and collection automation — Thor gives MRO, fasteners, and power-transmission distributors one system for the entire credit-to-cash cycle.
Built for distributors managing high-volume, thin-file industrial accounts
Why Thor
Industrial supply distributors often carry thousands of active accounts — most of them smaller shops and plants. Thor scales credit management without adding headcount.
Many MRO and maintenance customers lack deep bureau files. Thor sets defensible credit limits with proprietary scoring — no bureau contract required.
Digital credit applications, credit risk monitoring, and collection automation share one risk score — so credit management stays consistent from the first PO through collections.
Capabilities
Less juggling between credit apps, bureau logins, and aging reports — more control over credit limits, risk, and cash collection.
Replace faxed credit apps and manual reference calls with a branded digital credit application. Thor scores every applicant, recommends a credit limit, and documents the decision — so industrial supply houses stop losing rush orders to distributors who can say yes same-day.
Learn about digital credit applications
Manufacturing slowdowns show up in payment behavior before they show up in a bureau pull. Thor runs credit risk monitoring on every account — drifting DSO, rising line utilization, broken promises — and refreshes recommended credit limits weekly.
Learn about credit risk monitoring
When a plant falls past terms, you cannot afford to damage a relationship built on repeat MRO orders. Thor handles collection automation — escalating reminders, aging statements, and prioritized worklists — so your AR team focuses on accounts that need a conversation, not every open invoice.
Learn about collection automationOne platform
Most AR software tracks invoices. Thor connects digital credit applications, credit risk monitoring, and collection automation on one risk engine — so the credit limit you set at approval is the same signal driving monitoring alerts and collections priority months later.
Results
Explore more
The same credit management platform — tuned to how your industry extends terms and collects.
FAQ
AR software for industrial supply distributors combines credit management, receivables visibility, and collections in one system. Thor connects digital credit applications, credit risk monitoring, and collection automation — so credit limits, payment behavior, and past-due outreach run on the same data instead of separate spreadsheets, ERP reports, and inbox reminders.
Book a free demo and we'll walk through credit limits, credit risk monitoring, and collection automation on your book.
