Automated Collections
Get paid on time — without a rep chasing every invoice by hand.
Thor replaces manual AR-report collections with automated, risk-aware outreach — escalating emails, prioritized worklists, and a clean call list — so nothing slips through the cracks and your team spends time only where it counts.
See how it worksToday’s worklist · ranked by risk & dollars at stake
Why Thor Collections
Automatic
Reminders and follow-ups go out on schedule, every time, without anyone remembering to trigger them.
Prioritized
Worklists ranked by dollars at stake and risk, not just days past due, so effort goes where it actually pays off.
Connected
Collections runs on the same risk data as Monitoring, so an account already trending badly gets treated differently from day one.
Sub-feature breakdown
Everything between "past due" and "paid."
Escalating email sequences
Automated emails that shift language and tone based on days delinquent — a light reminder early, firmer language as an account ages — with a full aging statement attached for clarity.
Worklists ranked by what's at stake
Prioritized by dollars at stake and risk, not just days past due, so reps work the accounts that matter most first.
Promises and disputes, tracked cleanly
Collection efforts automatically pause while a promise to pay or dispute is active — and resume, with appropriate escalation, the moment it's broken.
A clean call list per rep
Since routine emails are already handled automatically, reps get a ready-to-work list of exactly who needs a call today — no second-guessing.
How It Works
From past due to paid, with a human only where needed.
An account falls behind
When an invoice passes due, Thor flags the account and pulls in its current risk profile from Monitoring.
Thor responds automatically
Escalating email sequences go out on schedule, tone and urgency matched to days delinquent, with the aging statement attached.
Reps work what's left
A clean, prioritized call list surfaces only the accounts that actually need a human — promises and disputes are already tracked and paused.
The differentiator
Collections that already knows the risk.
Most collections tools treat every account the same until someone manually flags it. Thor's collections is directly connected to the same risk score used at approval and monitoring — so an account already trending badly gets escalated differently from day one, not after it's 60 days late.
Proof
What changes once Thor is live.
- Lower DSO without adding headcount
- Higher recovery than late-stage agency collection
- 90%+ fewer manual tasks
- Customer relationship stays entirely in-house
Explore more
The rest of the credit lifecycle.
One platform across the entire credit lifecycle.
See Thor on your accounts.