From digital credit applications and right-sized credit limits to credit risk monitoring and collection automation — Thor gives foodservice, beverage, and grocery supply distributors one system for the entire credit-to-cash cycle.
Built for distributors extending terms to restaurants, retailers, and foodservice operators
Why Thor
Food and beverage distributors often carry hundreds of restaurants, bars, and retailers on weekly delivery routes. Thor scales credit management without slowing down sales.
Independent restaurants and small retailers rarely have deep bureau files. Thor sets defensible credit limits with proprietary scoring — no bureau contract required.
Digital credit applications, credit risk monitoring, and collection automation share one risk score — so credit management stays consistent from the first delivery through collections.
Capabilities
Less juggling between credit apps, bureau logins, and aging reports — more control over credit limits, risk, and cash collection.
Replace faxed credit apps and verbal approvals with a branded digital credit application. Thor scores every applicant, recommends a credit limit, and documents the decision — so foodservice distributors stop losing new accounts to competitors who can approve terms before the first truck rolls.
Learn about digital credit applications
Restaurant and retail customers can look healthy until they are not — then payment drift shows up invoice by invoice. Thor runs credit risk monitoring across your full book, flags utilization and DSO drift, and refreshes recommended credit limits weekly.
Learn about credit risk monitoring
Cutting off a past-due account can mean losing a weekly stop — and the revenue that comes with it. Thor handles collection automation with escalating reminders, aging statements, and prioritized worklists, so your AR team steps in before a relationship turns into a write-off.
Learn about collection automationOne platform
Most AR software tracks invoices. Thor connects digital credit applications, credit risk monitoring, and collection automation on one risk engine — so the credit limit you set at approval is the same signal driving monitoring alerts and collections priority months later.
Results
Explore more
The same credit management platform — tuned to how your industry extends terms and collects.
FAQ
AR software for food and beverage distributors combines credit management, receivables visibility, and collections in one system. Thor connects digital credit applications, credit risk monitoring, and collection automation — so credit limits, payment behavior, and past-due outreach run on the same data instead of separate spreadsheets and route-manager phone calls.
Book a free demo and we'll walk through credit limits, credit risk monitoring, and collection automation on your book.
