5% of 30 day overdue invoices end in bad debt
Regular trade credit account monitoring is table-stakes for protecting corporate margins.
Your customer’s financial health can change dramatically between annual reviews.

Reactive to late invoices
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Alerts before invoices late
Manual Account Reviews

Time consuming

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Fully automated analysis
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Monitors ERP & external sources
Credit application monitoring software without the usual headaches
More data, less risk
Thor goes beyond standard credit reports by combining your own deep transaction data with real-time court filings, giving you a complete risk profile you’ve never had before.
Automate manual work
Thor eliminates hours of research by automatically tracking credit risks, so you can focus on customer relationships instead of digging through reports.
Instant visibility
Don’t wait for your monthly or annual credit review. Get real time alerts to accounts whose credit line needs closer review.
How Thor eliminates bad debt
Thor is the newest member of your team, specializing in finding the trends and alerts you don’t have time to research.
Thor highlights hidden risks and sends you actionable alerts before anyone else.

Connects to ERP
Analyzes payment behaviors, credit history, and financial patterns to uncover early warning signs of risk. By identifying subtle shifts in customer behavior, you can act before missed payments turn into bad debt.
Analyzes external data
Thor automatically scrapes government websites to detect new Lawsuits, Bankruptcies, UCC Filings. Thor flags at-risk customers in real time, so you can act fast.
Alert reports
Get automated reports highlighting at-risk accounts and unusual trends, so you’re never caught off guard. Thor proactively notifies you when a customer’s risk profile changes, giving you time to respond.
The only credit application monitoring software that gives you the full picture
Stop reacting to credit reviews when a customer already is late.
Detect credit risk before a customer’s deteriorating financial health leads to financial losses.
Deep ERP trend analytics
Canned ERP reports are limiting. Early warnings for decreasing payment speed, NSF checks, shifts in payment patterns, back dated checks, and many more, provide a holistic view of account health.
Court case alarm
Lawsuits over non payment and mechanic’s liens are critical warnings for financial health.
Changes in bank
Changes in bank accounts can be a warning flag for credit risk. Monitor your ACH and check deposit meta data for a signal of credit risk.
Bankruptcy filings
When bankruptcies occur, speed of action is critical for payment recovery. Be one of the first to know so you can secure your AR.

Connects to over 20 ERPs & accounting systems
Thor ensures your credit data stays in sync without manual entry.
Thor connects effortlessly to pull in real-time financial insights and automate workflows.

Take a virtual tour
Book a 20 minute demo to learn how you can turn your trade credit account monitoring from reactive to proactive.